There are a variety of saving options available and you can invest in a plan that could offer best return with least possible risk. The idea is to wisely select a plan with best investment returns in India.
Top 10 Investment Plans in India with Lucrative ROI
1. Mutual funds
The return on mutual funds is based on market risk. If invested rightly this can evaluate huge profits.
2. Direct equity
This is an investment in company’s ownership. Direct equity investing is all about long term growth.
3. Fixed deposits
This is the safest option that offers guaranteed returns. It is a stable investment choice for investors.
4. Bonds
These are investment options raised by government bodies to obtain funds for social programs and infrastructural development.
5. Post office saving schemes
With easy enrolment option, this is one of the best saving options in India that allows investors to invest in deposit avenues by India Post.
6. Public provident Funds (PPF)
This is an option supported by the government. It helps enjoy risk free returns.
7. National pension Schemes (NPS)
This is a government scheme that secures citizen life financially after retirement. In this plan, one can invest in government bonds or equity to obtain financial support after retirement with no risk.
8. Senior citizen saving schemes (SCSS)
With an interest rate of 7.4%, this investment option is best for citizens above 60 years of age. This is an option supported by the government. In this plan, the amount matures after five years.
9. Unit linked insurance plans (ULIP)
This is among those investment avenues in India that helps enjoy the double benefit of market investment and insurance simultaneously. This helps gain returns with insurance.
10. Liquid funds
This is an investment option like mutual funds that helps acquire higher short-term gains. This let individual invest in government bonds or securities. It has no lock in period and thus withdrawal of money is easy.
Aside from these plans,Bharti AXA also brings a number of investment avenues in India. Some of which are–
1. Bharti AXA Wealth Pro*
This is a unit linked plan that offers life cover. It lets investors choose from a growth variant or legacy variant. It is a wealth booster that also helps acquire tax benefits.
2. Bharti AXA Life Growth Wealth*
This is an investment plan with flexibilities that helps grow wealth with loyalty additions. It lets investors select from a single life or joint life option. With added benefit of tax rebate and zero premium allocation charges, it offers flexible investment tenure.
There are more than top 10 investment plans in India that let investors enjoy unlimited benefits. From among so many options, it is important for an individual to choose the best option so that he can secure the future of his family in times of emergencies.
Choose a plan that could ensure best investment returns in India so that it acts as a saviour in case of unfortunate events or a critical need.
Disclaimer:
Life Insurance Coverage is available
*IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
Bharti AXA Life Insurance Company is only the name of the insurance company and Bharti AXA Life Wealth Pro is the name of the Unit Linked non- participating individual Life Insurance plan, and does not in any way represent or indicate the quality of the product or its future prospects. UIN: 130L100V01
Bharti AXA Life Insurance Company is only the name of the insurance company and Bharti AXA Life Grow Wealth is the name of the Unit Linked non- participating individual Life Insurance plan, and does not in any way represent or indicate the quality of the product or its future prospects. UIN: 130L088V03
The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year. The premium paid in Unit Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Past performance of the Fund Options is not indicative of future performance.
Tax benefits are as per Income Tax Act, 1961, and are subject to amendments made thereto from time to time.
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
Advt no- II-Sep-2021-3143